UNDERWRITING SERVICES BY SAFE GUARD UNDERWRITING
Safeguard Underwriting has over a decade of experience in providing expert residential and commercial mortgage underwriting services. Our expertise includes the provision of both end-to-end fulfillment and component based solutions for ratio analysis, fraud detection, analysis of credit, assets, income and collateral.
Our key underwriting responsibilities include the extended evaluation and analysis of private mortgages and applicant and property worthiness. Our services also include the accurate assessment of applicant risk and communication with brokers, borrowers, appraisers and solicitors.
How it Works
You send us all documents received by the borrower or the broker
We review and investigate all information provided for reliability, accuracy and fraud detection
In a timely manner we provide a summary of the information received, point out red flags or areas of concern, recommend if additional documents should be requested, rate the risk of the borrower, property, credit, application, and give overall recommendations on lending
At your discretion contact the broker or borrower to request clarification on information provided or request additional supporting documentation
Audit borrower documentation
Review appraisals and/or environmental reports, point out red flags, areas of concern
Review and recommend on property marketability, deal structure, integrity and proposed use
Conduct phone interviews with borrower to confirm identity, use of requested funds, and an understanding of the terms of the mortgage
Complete site visits
Give lenders peace of mind by verifying the integrity of each transaction prior to the Lender advancing funds
At Safeguard Underwriting we are sensitive to our private lenders concerns and ensure absolute confidentiality and privacy of any information that is given to us. Lenders can specify their preferred method of contact with us and we will not disclose their identity without expressed or written consent from them.